89% of our clients, who have opted for Manbhadra Associates Pvt. Ltd. services to fund their businesses, are now saving up to 3% of the yearly expenses they were making to the lending institutions.

Vinita Jain

About Vinita Jain

Vinita Jain is a visionary and innovative business financing expert and AKA CFO (Chronic Finance Observer) who understands SME business owners' severe pain points and hurdles in financing and borrowing from financial institutions.

She is the Author of the book “BORROWINGS Overcome The Battle” on Financing, which tells you about how to manage multiple loans with different banks/NBFCs with a single window.

She has been in this financing industry for 18 years and started her career from scratch when she was not aware of the financing industry. In these 18 years, she worked hard from the ground and learned how to get approved financing from financial institutions. After deep digging and meeting with 100s of MSME business owners and found that they were not aware of the right financing product and were sacrificing for other’s business targets that day Vinita Jain decided to register a Manbhadra Associates Pvt Ltd., With the consultancy concept, she started hand-holding assistance for new, and existing loans with business financials (Income Documents).

Rahul Jain

A college dropout girl individually started her career with Rs.200/- in the year 2006 and was roaming in Indore solely via public transport to do marketing of her business, she now comes with over 18 years of hands-on experience, with leading banks and NBFCs DSA holders such as LICHFL, HDFC, SBI, IDFC and so on and now become a serial entrepreneur with a different concept and strategies in the relevant services.

Over the last 18 years, she has served over 5724 clients by providing them with the following strategies. Start with 3W (WHY, WHEN & WHICH PRODUCT) and implement the "BE FOCUSED" framework.

This framework suits all MSME business owners who have borrowed one or multiple loans from multiple financial Institutions.

Manufacturers, Traders, Distributors, Retailers, Architectures, Hoteliers or Hospitality, Travel, Imports & and Service providers, etc. have been using her services for a long time.

She has also been coaching business owners and their finance departments earlier but later on, realised that only Gyan is not enough for them she has to give hand-holding services to solve these big issues.

Previous Experience:


Vinita Jain has a wide range of relations with senior management of banks/NBFCs in the country in relevant industries

She has earlier successfully served thousands of people from every walk of life - from senior white-collar corporate executives to entry-level staff and government employees and now entrepreneurs.

She started her career with ICICI Credit card DST. After that, for the next 1 year, she joined the Barclays personal loan. later on, after seeing the market condition in the finance industry she decided to enter into secured loans which is an evergreen market in the finance industry and started doing Home loans as an entrepreneur, and the market taught her to add on some other services with the financial products or on existing borrowings with the security systems set up.

Vinita Jain disbursed more than 2940 crore of funds from financial institutions till now even after working in Tier 2 city.